The number of active customers of the comical bank “Mobiasbancă – Groupe Société Générale” in 2013 rose by about 21%. The bank’s total assets increased by 25%, both as regards lending to private individuals and to legal entities. The deposit portfolio grew by 34%, the bank maintaining a high level of liquidity in the assets’ structure. The data were presented in the bank’s annual General Assembly of Shareholders, IPN reports, quoting a communiqué from the bank.
The net banking income increased by 9.3% on 2012, while the profit by 34.4%, representing over 71 million lei. The rate of profit rose from 6.5% in 2012 to 8.1% in 2013, owing to the increase in the income-producing assets and the incomes not related to the interest, at a time when the cost of risk was maintained at a low level.
The shareholders decided to support the development of the bank in the complex economic environment and to limit the rate of distributed profit to 31% of the net profit.
The shares of “Mobiasbanca” in 2013 were used to achieve three main goals – to extend the customer base, to increase the net banking income and to improve operational efficiency. Last year, there were opened 14 new local offices.
