The social insurance budget for 2013 is similar to the one in the previous year, more than 50% of it being oriented towards pension payments, IDIS Viitorul economic expert Alexandru Fala stated for Info-Prim Neo. The expert stated that the bill, as a whole, does not contain major changes, at least structure-wise. Problem and challenge-wise, they are the same as last year, and sooner or later will citizens will sense them. The expert claims that most of the expenses, over 55% are oriented towards paying pensions. In the expert's opinion, the budget cannot be completely sustained only through social insurances contributions. The transfer from the National Public Budget are rather large, surpassing 2 billion lei, which is a rather bad thing, since next year will supposedly be rather economically tough and full of uncertainties. The cash-ins from the State Budget are smaller, and there will be no room for transfers. According to the expert, insured people will not feel significant improvements. There are advantages, but their effect will be minimal. One solution, in Alexandru Fala's opinion, would be the reformation of the pension system, and a first step in this sense would be increasing the retirement age. Additionally, additional pillars should be added to the pensions system, such as cumulative pensions, or the development of the private sector in insurances. The bill on Social Insurance Budget for 2013 was adopted on October 19, in the first reading. It stipulates incomes over 10.5 billion lei, by 7.2% more than in 2012, and expenses amounting to 10.6 billion lei, by 8% more than last year.